LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,174
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,988
−HK$828/mo
Today · 4.125%
HK$27,816
baseline
▲ 0.50% · 4.625%
HK$29,508
+HK$1,692/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,632/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,119
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,900
−HK$792/mo
Today · 4.125%
HK$30,692
baseline
▲ 0.50% · 4.625%
HK$32,310
+HK$1,618/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,384/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,409
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,386
−HK$993/mo
Today · 4.125%
HK$33,379
baseline
▲ 0.50% · 4.625%
HK$35,410
+HK$2,031/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,758/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,942
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,880
−HK$950/mo
Today · 4.125%
HK$36,830
baseline
▲ 0.50% · 4.625%
HK$38,772
+HK$1,942/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,660/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,644
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$37,784
−HK$1,158/mo
Today · 4.125%
HK$38,942
baseline
▲ 0.50% · 4.625%
HK$41,311
+HK$2,369/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$77,884/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,766
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,859
−HK$1,110/mo
Today · 4.125%
HK$42,969
baseline
▲ 0.50% · 4.625%
HK$45,234
+HK$2,265/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$85,938/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,114
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,579
−HK$1,489/mo
Today · 4.125%
HK$50,068
baseline
▲ 0.50% · 4.625%
HK$53,115
+HK$3,047/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,136/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,414
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,819
−HK$1,426/mo
Today · 4.125%
HK$55,245
baseline
▲ 0.50% · 4.625%
HK$58,157
+HK$2,912/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,490/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,451 · Scale 2, in force from 26 Feb 2026)