LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,179
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$827/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,513
+HK$1,693/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,618/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,415
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$993/mo
Today · 4.125%
HK$33,385
baseline
▲ 0.50% · 4.625%
HK$35,416
+HK$2,031/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,770/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,948
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,886
−HK$951/mo
Today · 4.125%
HK$36,837
baseline
▲ 0.50% · 4.625%
HK$38,778
+HK$1,941/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,674/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,650
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,790
−HK$1,159/mo
Today · 4.125%
HK$38,949
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,370/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$77,898/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,773
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,867
−HK$1,109/mo
Today · 4.125%
HK$42,976
baseline
▲ 0.50% · 4.625%
HK$45,241
+HK$2,265/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$85,952/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,122
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,588
−HK$1,489/mo
Today · 4.125%
HK$50,077
baseline
▲ 0.50% · 4.625%
HK$53,124
+HK$3,047/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$100,154/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,423
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,829
−HK$1,426/mo
Today · 4.125%
HK$55,255
baseline
▲ 0.50% · 4.625%
HK$58,167
+HK$2,912/mo
Deposit HK$1.15M · loan HK$10.33M · min. income ≈ HK$110,510/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,525 · Scale 2, in force from 26 Feb 2026)