LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,185
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,999
−HK$828/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,520
+HK$1,693/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,130
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,912
−HK$792/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,323
+HK$1,619/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,422
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$993/mo
Today · 4.125%
HK$33,392
baseline
▲ 0.50% · 4.625%
HK$35,424
+HK$2,032/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,784/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,957
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,894
−HK$951/mo
Today · 4.125%
HK$36,845
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$1,942/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,690/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,659
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,799
−HK$1,159/mo
Today · 4.125%
HK$38,958
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,370/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$77,916/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,783
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,876
−HK$1,110/mo
Today · 4.125%
HK$42,986
baseline
▲ 0.50% · 4.625%
HK$45,252
+HK$2,266/mo
Deposit HK$3.44M · loan HK$8.04M · min. income ≈ HK$85,972/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,133
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,599
−HK$1,490/mo
Today · 4.125%
HK$50,089
baseline
▲ 0.50% · 4.625%
HK$53,136
+HK$3,047/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,178/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,435
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,841
−HK$1,427/mo
Today · 4.125%
HK$55,268
baseline
▲ 0.50% · 4.625%
HK$58,181
+HK$2,913/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,536/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,625 · Scale 2, in force from 26 Feb 2026)