LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,186
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,000
−HK$828/mo
Today · 4.125%
HK$27,828
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,693/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,656/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,132
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$792/mo
Today · 4.125%
HK$30,705
baseline
▲ 0.50% · 4.625%
HK$32,324
+HK$1,619/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,410/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,423
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,401
−HK$993/mo
Today · 4.125%
HK$33,394
baseline
▲ 0.50% · 4.625%
HK$35,426
+HK$2,032/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,788/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,958
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,895
−HK$952/mo
Today · 4.125%
HK$36,847
baseline
▲ 0.50% · 4.625%
HK$38,789
+HK$1,942/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,694/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,660
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,801
−HK$1,158/mo
Today · 4.125%
HK$38,959
baseline
▲ 0.50% · 4.625%
HK$41,330
+HK$2,371/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,918/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,784
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,878
−HK$1,110/mo
Today · 4.125%
HK$42,988
baseline
▲ 0.50% · 4.625%
HK$45,254
+HK$2,266/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$85,976/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,135
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,601
−HK$1,489/mo
Today · 4.125%
HK$50,090
baseline
▲ 0.50% · 4.625%
HK$53,138
+HK$3,048/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,180/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,437
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,843
−HK$1,427/mo
Today · 4.125%
HK$55,270
baseline
▲ 0.50% · 4.625%
HK$58,183
+HK$2,913/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,540/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,642 · Scale 2, in force from 26 Feb 2026)