LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,190
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,004
−HK$828/mo
Today · 4.125%
HK$27,832
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,694/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,664/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,136
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,917
−HK$793/mo
Today · 4.125%
HK$30,710
baseline
▲ 0.50% · 4.625%
HK$32,329
+HK$1,619/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,420/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,428
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$994/mo
Today · 4.125%
HK$33,399
baseline
▲ 0.50% · 4.625%
HK$35,431
+HK$2,032/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$66,798/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,901
−HK$951/mo
Today · 4.125%
HK$36,852
baseline
▲ 0.50% · 4.625%
HK$38,795
+HK$1,943/mo
Deposit HK$4.59M · loan HK$6.89M · min. income ≈ HK$73,704/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,666
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,806
−HK$1,159/mo
Today · 4.125%
HK$38,965
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,371/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,930/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,790
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$41,884
−HK$1,110/mo
Today · 4.125%
HK$42,994
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,266/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$85,988/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,142
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,608
−HK$1,490/mo
Today · 4.125%
HK$50,098
baseline
▲ 0.50% · 4.625%
HK$53,146
+HK$3,048/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,196/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,445
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,851
−HK$1,427/mo
Today · 4.125%
HK$55,278
baseline
▲ 0.50% · 4.625%
HK$58,192
+HK$2,914/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,556/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,706 · Scale 2, in force from 26 Feb 2026)