LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,196
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$828/mo
Today · 4.125%
HK$27,838
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,694/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$55,676/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,924
−HK$793/mo
Today · 4.125%
HK$30,717
baseline
▲ 0.50% · 4.625%
HK$32,336
+HK$1,619/mo
Deposit HK$5.74M · loan HK$5.74M · min. income ≈ HK$61,434/mo (50% DSR)
Upfront cash ≈ HK$6.17M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,435
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$993/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,033/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,971
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$951/mo
Today · 4.125%
HK$36,860
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$1,943/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$73,720/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,674
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,815
−HK$1,159/mo
Today · 4.125%
HK$38,974
baseline
▲ 0.50% · 4.625%
HK$41,345
+HK$2,371/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,948/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,799
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,894
−HK$1,110/mo
Today · 4.125%
HK$43,004
baseline
▲ 0.50% · 4.625%
HK$45,270
+HK$2,266/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$86,008/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,152
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,490/mo
Today · 4.125%
HK$50,109
baseline
▲ 0.50% · 4.625%
HK$53,158
+HK$3,049/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,218/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,456
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,863
−HK$1,427/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,205
+HK$2,915/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,801 · Scale 2, in force from 26 Feb 2026)