LTV · monthly repayment
▼ 0.50% · 3.625%
HK$261,956
−HK$16,427/mo
▼ 0.25% · 3.875%
HK$270,105
−HK$8,278/mo
Today · 4.125%
HK$278,383
baseline
▲ 0.50% · 4.625%
HK$295,322
+HK$16,939/mo
Deposit HK$57.44M · loan HK$57.44M · min. income ≈ HK$556,766/mo (50% DSR)
Upfront cash ≈ HK$64.91M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,424
−HK$15,745/mo
▼ 0.25% · 3.875%
HK$299,240
−HK$7,929/mo
Today · 4.125%
HK$307,169
baseline
▲ 0.50% · 4.625%
HK$323,360
+HK$16,191/mo
Deposit HK$57.44M · loan HK$57.44M · min. income ≈ HK$614,338/mo (50% DSR)
Upfront cash ≈ HK$64.91M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,348
−HK$19,712/mo
▼ 0.25% · 3.875%
HK$324,126
−HK$9,934/mo
Today · 4.125%
HK$334,060
baseline
▲ 0.50% · 4.625%
HK$354,387
+HK$20,327/mo
Deposit HK$45.95M · loan HK$68.93M · min. income ≈ HK$668,120/mo (50% DSR)
Upfront cash ≈ HK$53.42M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$349,709
−HK$18,893/mo
▼ 0.25% · 3.875%
HK$359,088
−HK$9,514/mo
Today · 4.125%
HK$368,602
baseline
▲ 0.50% · 4.625%
HK$388,032
+HK$19,430/mo
Deposit HK$45.95M · loan HK$68.93M · min. income ≈ HK$737,204/mo (50% DSR)
Upfront cash ≈ HK$53.42M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,739
−HK$22,998/mo
▼ 0.25% · 3.875%
HK$378,147
−HK$11,590/mo
Today · 4.125%
HK$389,737
baseline
▲ 0.50% · 4.625%
HK$413,451
+HK$23,714/mo
Deposit HK$34.46M · loan HK$80.42M · min. income ≈ HK$779,474/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$407,993
−HK$22,043/mo
▼ 0.25% · 3.875%
HK$418,936
−HK$11,100/mo
Today · 4.125%
HK$430,036
baseline
▲ 0.50% · 4.625%
HK$452,704
+HK$22,668/mo
Deposit HK$34.46M · loan HK$80.42M · min. income ≈ HK$860,072/mo (50% DSR)
Upfront cash ≈ HK$41.93M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,522
−HK$29,568/mo
▼ 0.25% · 3.875%
HK$486,189
−HK$14,901/mo
Today · 4.125%
HK$501,090
baseline
▲ 0.50% · 4.625%
HK$531,580
+HK$30,490/mo
Deposit HK$11.49M · loan HK$103.39M · min. income ≈ HK$1,002,180/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$524,563
−HK$28,341/mo
▼ 0.25% · 3.875%
HK$538,631
−HK$14,273/mo
Today · 4.125%
HK$552,904
baseline
▲ 0.50% · 4.625%
HK$582,048
+HK$29,144/mo
Deposit HK$11.49M · loan HK$103.39M · min. income ≈ HK$1,105,808/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$7,467,216 · Scale 2, in force from 26 Feb 2026)