LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,201
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,016
−HK$828/mo
Today · 4.125%
HK$27,844
baseline
▲ 0.50% · 4.625%
HK$29,538
+HK$1,694/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,688/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,148
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,930
−HK$793/mo
Today · 4.125%
HK$30,723
baseline
▲ 0.50% · 4.625%
HK$32,343
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,446/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,441
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$994/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,446
+HK$2,033/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,978
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,916
−HK$952/mo
Today · 4.125%
HK$36,868
baseline
▲ 0.50% · 4.625%
HK$38,811
+HK$1,943/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$73,736/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,682
−HK$2,300/mo
▼ 0.25% · 3.875%
HK$37,823
−HK$1,159/mo
Today · 4.125%
HK$38,982
baseline
▲ 0.50% · 4.625%
HK$41,354
+HK$2,372/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,964/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,808
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,902
−HK$1,111/mo
Today · 4.125%
HK$43,013
baseline
▲ 0.50% · 4.625%
HK$45,280
+HK$2,267/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$86,026/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,162
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,629
−HK$1,490/mo
Today · 4.125%
HK$50,119
baseline
▲ 0.50% · 4.625%
HK$53,169
+HK$3,050/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,238/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,467
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,874
−HK$1,428/mo
Today · 4.125%
HK$55,302
baseline
▲ 0.50% · 4.625%
HK$58,217
+HK$2,915/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,604/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,891 · Scale 2, in force from 26 Feb 2026)