LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,202
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,018
−HK$828/mo
Today · 4.125%
HK$27,846
baseline
▲ 0.50% · 4.625%
HK$29,540
+HK$1,694/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,692/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,150
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,932
−HK$793/mo
Today · 4.125%
HK$30,725
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,619/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,450/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,443
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$994/mo
Today · 4.125%
HK$33,415
baseline
▲ 0.50% · 4.625%
HK$35,448
+HK$2,033/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$66,830/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$952/mo
Today · 4.125%
HK$36,870
baseline
▲ 0.50% · 4.625%
HK$38,813
+HK$1,943/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$73,740/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,683
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,825
−HK$1,159/mo
Today · 4.125%
HK$38,984
baseline
▲ 0.50% · 4.625%
HK$41,356
+HK$2,372/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,968/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,810
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,904
−HK$1,111/mo
Today · 4.125%
HK$43,015
baseline
▲ 0.50% · 4.625%
HK$45,282
+HK$2,267/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$86,030/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,632
−HK$1,490/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$3,050/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,470
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,877
−HK$1,428/mo
Today · 4.125%
HK$55,305
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$2,915/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,610/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,914 · Scale 2, in force from 26 Feb 2026)