LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,204
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$828/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,694/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,151
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$793/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,423
−HK$993/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,450
+HK$2,034/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$952/mo
Today · 4.125%
HK$36,872
baseline
▲ 0.50% · 4.625%
HK$38,815
+HK$1,943/mo
Deposit HK$4.60M · loan HK$6.89M · min. income ≈ HK$73,744/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,685
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,826
−HK$1,160/mo
Today · 4.125%
HK$38,986
baseline
▲ 0.50% · 4.625%
HK$41,358
+HK$2,372/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$77,972/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,812
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,906
−HK$1,111/mo
Today · 4.125%
HK$43,017
baseline
▲ 0.50% · 4.625%
HK$45,284
+HK$2,267/mo
Deposit HK$3.45M · loan HK$8.04M · min. income ≈ HK$86,034/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,167
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,634
−HK$1,490/mo
Today · 4.125%
HK$50,124
baseline
▲ 0.50% · 4.625%
HK$53,174
+HK$3,050/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$100,248/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,472
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,880
−HK$1,427/mo
Today · 4.125%
HK$55,307
baseline
▲ 0.50% · 4.625%
HK$58,223
+HK$2,916/mo
Deposit HK$1.15M · loan HK$10.34M · min. income ≈ HK$110,614/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$430,933 · Scale 2, in force from 26 Feb 2026)