LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,212
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$829/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,695/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$793/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,356
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,454
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$994/mo
Today · 4.125%
HK$33,427
baseline
▲ 0.50% · 4.625%
HK$35,461
+HK$2,034/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,854/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,993
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$952/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$38,827
+HK$1,944/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,697
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,838
−HK$1,160/mo
Today · 4.125%
HK$38,998
baseline
▲ 0.50% · 4.625%
HK$41,371
+HK$2,373/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$77,996/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,825
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,920
−HK$1,110/mo
Today · 4.125%
HK$43,030
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,268/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,060/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,181
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,649
−HK$1,491/mo
Today · 4.125%
HK$50,140
baseline
▲ 0.50% · 4.625%
HK$53,191
+HK$3,051/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,280/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,489
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,897
−HK$1,428/mo
Today · 4.125%
HK$55,325
baseline
▲ 0.50% · 4.625%
HK$58,241
+HK$2,916/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,650/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,069 · Scale 2, in force from 26 Feb 2026)