LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,213
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,028
−HK$828/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,695/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$794/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,357
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,455
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$995/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,462
+HK$2,034/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,993
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,932
−HK$952/mo
Today · 4.125%
HK$36,884
baseline
▲ 0.50% · 4.625%
HK$38,828
+HK$1,944/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,768/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,698
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,839
−HK$1,160/mo
Today · 4.125%
HK$38,999
baseline
▲ 0.50% · 4.625%
HK$41,372
+HK$2,373/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$77,998/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,826
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$41,921
−HK$1,110/mo
Today · 4.125%
HK$43,031
baseline
▲ 0.50% · 4.625%
HK$45,300
+HK$2,269/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,062/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,183
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,650
−HK$1,491/mo
Today · 4.125%
HK$50,141
baseline
▲ 0.50% · 4.625%
HK$53,192
+HK$3,051/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,282/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,898
−HK$1,428/mo
Today · 4.125%
HK$55,326
baseline
▲ 0.50% · 4.625%
HK$58,242
+HK$2,916/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,652/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,079 · Scale 2, in force from 26 Feb 2026)