LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,213
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,029
−HK$828/mo
Today · 4.125%
HK$27,857
baseline
▲ 0.50% · 4.625%
HK$29,552
+HK$1,695/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,714/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,162
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,944
−HK$794/mo
Today · 4.125%
HK$30,738
baseline
▲ 0.50% · 4.625%
HK$32,358
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,476/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,456
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,435
−HK$994/mo
Today · 4.125%
HK$33,429
baseline
▲ 0.50% · 4.625%
HK$35,463
+HK$2,034/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,858/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,995
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$952/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$38,830
+HK$1,945/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,840
−HK$1,160/mo
Today · 4.125%
HK$39,000
baseline
▲ 0.50% · 4.625%
HK$41,373
+HK$2,373/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,000/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,827
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,922
−HK$1,111/mo
Today · 4.125%
HK$43,033
baseline
▲ 0.50% · 4.625%
HK$45,301
+HK$2,268/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,066/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,184
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,652
−HK$1,491/mo
Today · 4.125%
HK$50,143
baseline
▲ 0.50% · 4.625%
HK$53,194
+HK$3,051/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,286/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,492
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,900
−HK$1,428/mo
Today · 4.125%
HK$55,328
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$2,916/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,656/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,094 · Scale 2, in force from 26 Feb 2026)