LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,218
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,034
−HK$829/mo
Today · 4.125%
HK$27,863
baseline
▲ 0.50% · 4.625%
HK$29,558
+HK$1,695/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,726/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,168
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,950
−HK$794/mo
Today · 4.125%
HK$30,744
baseline
▲ 0.50% · 4.625%
HK$32,364
+HK$1,620/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,488/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,462
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$994/mo
Today · 4.125%
HK$33,435
baseline
▲ 0.50% · 4.625%
HK$35,470
+HK$2,035/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,870/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,001
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,940
−HK$952/mo
Today · 4.125%
HK$36,892
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$1,945/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,784/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,706
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$37,848
−HK$1,160/mo
Today · 4.125%
HK$39,008
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,373/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,016/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,835
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,930
−HK$1,111/mo
Today · 4.125%
HK$43,041
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,269/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,082/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,193
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,661
−HK$1,492/mo
Today · 4.125%
HK$50,153
baseline
▲ 0.50% · 4.625%
HK$53,204
+HK$3,051/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,306/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,502
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,910
−HK$1,428/mo
Today · 4.125%
HK$55,338
baseline
▲ 0.50% · 4.625%
HK$58,255
+HK$2,917/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,676/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,176 · Scale 2, in force from 26 Feb 2026)