LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,234
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$829/mo
Today · 4.125%
HK$27,879
baseline
▲ 0.50% · 4.625%
HK$29,575
+HK$1,696/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,758/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,185
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,967
−HK$794/mo
Today · 4.125%
HK$30,761
baseline
▲ 0.50% · 4.625%
HK$32,383
+HK$1,622/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,522/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,480
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,459
−HK$995/mo
Today · 4.125%
HK$33,454
baseline
▲ 0.50% · 4.625%
HK$35,490
+HK$2,036/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,908/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,021
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,961
−HK$953/mo
Today · 4.125%
HK$36,914
baseline
▲ 0.50% · 4.625%
HK$38,859
+HK$1,945/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,828/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,727
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,161/mo
Today · 4.125%
HK$39,030
baseline
▲ 0.50% · 4.625%
HK$41,405
+HK$2,375/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,060/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,858
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,954
−HK$1,112/mo
Today · 4.125%
HK$43,066
baseline
▲ 0.50% · 4.625%
HK$45,336
+HK$2,270/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,132/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,220
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,493/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$53,235
+HK$3,053/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,532
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,429/mo
Today · 4.125%
HK$55,370
baseline
▲ 0.50% · 4.625%
HK$58,289
+HK$2,919/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,740/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,425 · Scale 2, in force from 26 Feb 2026)