LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,234
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,050
−HK$829/mo
Today · 4.125%
HK$27,879
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,697/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,758/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,185
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$794/mo
Today · 4.125%
HK$30,762
baseline
▲ 0.50% · 4.625%
HK$32,383
+HK$1,621/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,524/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,481
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$995/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,491
+HK$2,036/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,022
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,962
−HK$952/mo
Today · 4.125%
HK$36,914
baseline
▲ 0.50% · 4.625%
HK$38,860
+HK$1,946/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,828/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,728
−HK$2,303/mo
▼ 0.25% · 3.875%
HK$37,870
−HK$1,161/mo
Today · 4.125%
HK$39,031
baseline
▲ 0.50% · 4.625%
HK$41,406
+HK$2,375/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,062/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,859
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,955
−HK$1,112/mo
Today · 4.125%
HK$43,067
baseline
▲ 0.50% · 4.625%
HK$45,337
+HK$2,270/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,134/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,221
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,493/mo
Today · 4.125%
HK$50,183
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$3,053/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,366/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,533
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,942
−HK$1,430/mo
Today · 4.125%
HK$55,372
baseline
▲ 0.50% · 4.625%
HK$58,290
+HK$2,918/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,744/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,434 · Scale 2, in force from 26 Feb 2026)