LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,235
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,051
−HK$829/mo
Today · 4.125%
HK$27,880
baseline
▲ 0.50% · 4.625%
HK$29,576
+HK$1,696/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,760/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,186
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,968
−HK$795/mo
Today · 4.125%
HK$30,763
baseline
▲ 0.50% · 4.625%
HK$32,384
+HK$1,621/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,526/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,482
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$995/mo
Today · 4.125%
HK$33,456
baseline
▲ 0.50% · 4.625%
HK$35,491
+HK$2,035/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,912/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,023
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,962
−HK$953/mo
Today · 4.125%
HK$36,915
baseline
▲ 0.50% · 4.625%
HK$38,861
+HK$1,946/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,830/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,728
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,871
−HK$1,161/mo
Today · 4.125%
HK$39,032
baseline
▲ 0.50% · 4.625%
HK$41,407
+HK$2,375/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$78,064/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,860
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,956
−HK$1,112/mo
Today · 4.125%
HK$43,068
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,270/mo
Deposit HK$3.45M · loan HK$8.05M · min. income ≈ HK$86,136/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,222
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,691
−HK$1,493/mo
Today · 4.125%
HK$50,184
baseline
▲ 0.50% · 4.625%
HK$53,237
+HK$3,053/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$100,368/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,534
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,943
−HK$1,430/mo
Today · 4.125%
HK$55,373
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$2,918/mo
Deposit HK$1.15M · loan HK$10.35M · min. income ≈ HK$110,746/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,442 · Scale 2, in force from 26 Feb 2026)