LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,241
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,058
−HK$829/mo
Today · 4.125%
HK$27,887
baseline
▲ 0.50% · 4.625%
HK$29,584
+HK$1,697/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,774/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,193
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,976
−HK$794/mo
Today · 4.125%
HK$30,770
baseline
▲ 0.50% · 4.625%
HK$32,392
+HK$1,622/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,540/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,469
−HK$995/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,500
+HK$2,036/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,032
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$953/mo
Today · 4.125%
HK$36,924
baseline
▲ 0.50% · 4.625%
HK$38,871
+HK$1,947/mo
Deposit HK$4.60M · loan HK$6.90M · min. income ≈ HK$73,848/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,738
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,881
−HK$1,161/mo
Today · 4.125%
HK$39,042
baseline
▲ 0.50% · 4.625%
HK$41,417
+HK$2,375/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,084/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,967
−HK$1,112/mo
Today · 4.125%
HK$43,079
baseline
▲ 0.50% · 4.625%
HK$45,349
+HK$2,270/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,158/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,234
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,704
−HK$1,492/mo
Today · 4.125%
HK$50,196
baseline
▲ 0.50% · 4.625%
HK$53,251
+HK$3,055/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,392/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,548
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,957
−HK$1,430/mo
Today · 4.125%
HK$55,387
baseline
▲ 0.50% · 4.625%
HK$58,306
+HK$2,919/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,774/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,552 · Scale 2, in force from 26 Feb 2026)