LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,242
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,058
−HK$830/mo
Today · 4.125%
HK$27,888
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,697/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,776/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,194
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$794/mo
Today · 4.125%
HK$30,771
baseline
▲ 0.50% · 4.625%
HK$32,393
+HK$1,622/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,542/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,490
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$995/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,036/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,033
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$954/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$1,946/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,739
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,882
−HK$1,161/mo
Today · 4.125%
HK$39,043
baseline
▲ 0.50% · 4.625%
HK$41,418
+HK$2,375/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,086/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$41,968
−HK$1,112/mo
Today · 4.125%
HK$43,080
baseline
▲ 0.50% · 4.625%
HK$45,351
+HK$2,271/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,160/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,236
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,493/mo
Today · 4.125%
HK$50,198
baseline
▲ 0.50% · 4.625%
HK$53,252
+HK$3,054/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,396/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,549
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,959
−HK$1,429/mo
Today · 4.125%
HK$55,388
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$2,920/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,776/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,565 · Scale 2, in force from 26 Feb 2026)