LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,244
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,061
−HK$829/mo
Today · 4.125%
HK$27,890
baseline
▲ 0.50% · 4.625%
HK$29,587
+HK$1,697/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$55,780/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,980
−HK$794/mo
Today · 4.125%
HK$30,774
baseline
▲ 0.50% · 4.625%
HK$32,396
+HK$1,622/mo
Deposit HK$5.75M · loan HK$5.75M · min. income ≈ HK$61,548/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,473
−HK$995/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,505
+HK$2,037/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,036
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,976
−HK$953/mo
Today · 4.125%
HK$36,929
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$1,946/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$73,858/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,742
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,161/mo
Today · 4.125%
HK$39,046
baseline
▲ 0.50% · 4.625%
HK$41,422
+HK$2,376/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,092/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,875
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,971
−HK$1,113/mo
Today · 4.125%
HK$43,084
baseline
▲ 0.50% · 4.625%
HK$45,355
+HK$2,271/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,168/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,240
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,709
−HK$1,493/mo
Today · 4.125%
HK$50,202
baseline
▲ 0.50% · 4.625%
HK$53,257
+HK$3,055/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,404/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,554
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,963
−HK$1,430/mo
Today · 4.125%
HK$55,393
baseline
▲ 0.50% · 4.625%
HK$58,313
+HK$2,920/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,786/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,602 · Scale 2, in force from 26 Feb 2026)