LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,250
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,067
−HK$830/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,594
+HK$1,697/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,203
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$794/mo
Today · 4.125%
HK$30,781
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,623/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,562/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,480
−HK$996/mo
Today · 4.125%
HK$33,476
baseline
▲ 0.50% · 4.625%
HK$35,513
+HK$2,037/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$66,952/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,044
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,984
−HK$953/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$38,884
+HK$1,947/mo
Deposit HK$4.60M · loan HK$6.91M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,751
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,894
−HK$1,161/mo
Today · 4.125%
HK$39,055
baseline
▲ 0.50% · 4.625%
HK$41,432
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,110/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,885
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,981
−HK$1,113/mo
Today · 4.125%
HK$43,094
baseline
▲ 0.50% · 4.625%
HK$45,365
+HK$2,271/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,188/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,251
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,721
−HK$1,493/mo
Today · 4.125%
HK$50,214
baseline
▲ 0.50% · 4.625%
HK$53,269
+HK$3,055/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,428/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,566
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,430/mo
Today · 4.125%
HK$55,406
baseline
▲ 0.50% · 4.625%
HK$58,326
+HK$2,920/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,812/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,702 · Scale 2, in force from 26 Feb 2026)