LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,253
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,069
−HK$830/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,596
+HK$1,697/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,206
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,989
−HK$795/mo
Today · 4.125%
HK$30,784
baseline
▲ 0.50% · 4.625%
HK$32,406
+HK$1,622/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,568/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,503
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$996/mo
Today · 4.125%
HK$33,479
baseline
▲ 0.50% · 4.625%
HK$35,516
+HK$2,037/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,958/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,047
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$953/mo
Today · 4.125%
HK$36,940
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$1,948/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,880/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$37,897
−HK$1,161/mo
Today · 4.125%
HK$39,058
baseline
▲ 0.50% · 4.625%
HK$41,435
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,116/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,888
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,985
−HK$1,112/mo
Today · 4.125%
HK$43,097
baseline
▲ 0.50% · 4.625%
HK$45,369
+HK$2,272/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,194/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,255
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,725
−HK$1,493/mo
Today · 4.125%
HK$50,218
baseline
▲ 0.50% · 4.625%
HK$53,274
+HK$3,056/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,436/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,570
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,980
−HK$1,431/mo
Today · 4.125%
HK$55,411
baseline
▲ 0.50% · 4.625%
HK$58,331
+HK$2,920/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,822/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,738 · Scale 2, in force from 26 Feb 2026)