LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,254
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,071
−HK$830/mo
Today · 4.125%
HK$27,901
baseline
▲ 0.50% · 4.625%
HK$29,598
+HK$1,697/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,802/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,208
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,991
−HK$795/mo
Today · 4.125%
HK$30,786
baseline
▲ 0.50% · 4.625%
HK$32,408
+HK$1,622/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,572/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,505
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$996/mo
Today · 4.125%
HK$33,481
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$2,037/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,962/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,049
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,989
−HK$954/mo
Today · 4.125%
HK$36,943
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$1,947/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,886/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,756
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,899
−HK$1,162/mo
Today · 4.125%
HK$39,061
baseline
▲ 0.50% · 4.625%
HK$41,438
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,122/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,891
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,987
−HK$1,113/mo
Today · 4.125%
HK$43,100
baseline
▲ 0.50% · 4.625%
HK$45,372
+HK$2,272/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,200/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,258
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,728
−HK$1,493/mo
Today · 4.125%
HK$50,221
baseline
▲ 0.50% · 4.625%
HK$53,277
+HK$3,056/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,442/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,430/mo
Today · 4.125%
HK$55,414
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$2,921/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,828/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,765 · Scale 2, in force from 26 Feb 2026)