LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,256
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,073
−HK$829/mo
Today · 4.125%
HK$27,902
baseline
▲ 0.50% · 4.625%
HK$29,600
+HK$1,698/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,804/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,210
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,993
−HK$795/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,410
+HK$1,622/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$996/mo
Today · 4.125%
HK$33,483
baseline
▲ 0.50% · 4.625%
HK$35,520
+HK$2,037/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,966/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,051
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$954/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$38,893
+HK$1,948/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,758
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,902
−HK$1,161/mo
Today · 4.125%
HK$39,063
baseline
▲ 0.50% · 4.625%
HK$41,440
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,126/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,893
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,990
−HK$1,113/mo
Today · 4.125%
HK$43,103
baseline
▲ 0.50% · 4.625%
HK$45,375
+HK$2,272/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,206/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,261
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,731
−HK$1,493/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$3,056/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,577
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,987
−HK$1,431/mo
Today · 4.125%
HK$55,418
baseline
▲ 0.50% · 4.625%
HK$58,339
+HK$2,921/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,836/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,794 · Scale 2, in force from 26 Feb 2026)