LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,258
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,075
−HK$830/mo
Today · 4.125%
HK$27,905
baseline
▲ 0.50% · 4.625%
HK$29,603
+HK$1,698/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,810/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$29,996
−HK$795/mo
Today · 4.125%
HK$30,791
baseline
▲ 0.50% · 4.625%
HK$32,414
+HK$1,623/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,582/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,510
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,490
−HK$996/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,524
+HK$2,038/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,055
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$954/mo
Today · 4.125%
HK$36,949
baseline
▲ 0.50% · 4.625%
HK$38,896
+HK$1,947/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,898/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,762
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,905
−HK$1,162/mo
Today · 4.125%
HK$39,067
baseline
▲ 0.50% · 4.625%
HK$41,444
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,134/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,994
−HK$1,113/mo
Today · 4.125%
HK$43,107
baseline
▲ 0.50% · 4.625%
HK$45,379
+HK$2,272/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,214/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,265
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,735
−HK$1,494/mo
Today · 4.125%
HK$50,229
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$3,057/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,458/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,582
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,992
−HK$1,431/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,344
+HK$2,921/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,835 · Scale 2, in force from 26 Feb 2026)