LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,260
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,077
−HK$830/mo
Today · 4.125%
HK$27,907
baseline
▲ 0.50% · 4.625%
HK$29,605
+HK$1,698/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,814/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,214
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,998
−HK$794/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,416
+HK$1,624/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,512
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,492
−HK$996/mo
Today · 4.125%
HK$33,488
baseline
▲ 0.50% · 4.625%
HK$35,526
+HK$2,038/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,976/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,057
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,997
−HK$954/mo
Today · 4.125%
HK$36,951
baseline
▲ 0.50% · 4.625%
HK$38,899
+HK$1,948/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,902/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,764
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,908
−HK$1,162/mo
Today · 4.125%
HK$39,070
baseline
▲ 0.50% · 4.625%
HK$41,447
+HK$2,377/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$78,140/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,900
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,997
−HK$1,112/mo
Today · 4.125%
HK$43,109
baseline
▲ 0.50% · 4.625%
HK$45,382
+HK$2,273/mo
Deposit HK$3.45M · loan HK$8.06M · min. income ≈ HK$86,218/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,268
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,738
−HK$1,494/mo
Today · 4.125%
HK$50,232
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$3,057/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$100,464/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,585
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,430/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$2,922/mo
Deposit HK$1.15M · loan HK$10.36M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,861 · Scale 2, in force from 26 Feb 2026)