LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,263
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,079
−HK$830/mo
Today · 4.125%
HK$27,909
baseline
▲ 0.50% · 4.625%
HK$29,608
+HK$1,699/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,818/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,217
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,000
−HK$795/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,419
+HK$1,624/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,515
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,495
−HK$996/mo
Today · 4.125%
HK$33,491
baseline
▲ 0.50% · 4.625%
HK$35,529
+HK$2,038/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$66,982/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,060
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$954/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$38,902
+HK$1,948/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,768
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,911
−HK$1,162/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,451
+HK$2,378/mo
Deposit HK$3.46M · loan HK$8.06M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,903
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,001
−HK$1,112/mo
Today · 4.125%
HK$43,113
baseline
▲ 0.50% · 4.625%
HK$45,386
+HK$2,273/mo
Deposit HK$3.46M · loan HK$8.06M · min. income ≈ HK$86,226/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,273
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,743
−HK$1,494/mo
Today · 4.125%
HK$50,237
baseline
▲ 0.50% · 4.625%
HK$53,294
+HK$3,057/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$100,474/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,590
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,001
−HK$1,430/mo
Today · 4.125%
HK$55,431
baseline
▲ 0.50% · 4.625%
HK$58,353
+HK$2,922/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$110,862/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$431,901 · Scale 2, in force from 26 Feb 2026)