LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,270
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$831/mo
Today · 4.125%
HK$27,918
baseline
▲ 0.50% · 4.625%
HK$29,616
+HK$1,698/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,836/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,225
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,009
−HK$795/mo
Today · 4.125%
HK$30,804
baseline
▲ 0.50% · 4.625%
HK$32,428
+HK$1,624/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,608/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,505
−HK$996/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,540
+HK$2,039/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$954/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$1,949/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,778
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,922
−HK$1,163/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,463
+HK$2,378/mo
Deposit HK$3.46M · loan HK$8.06M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,916
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,013
−HK$1,113/mo
Today · 4.125%
HK$43,126
baseline
▲ 0.50% · 4.625%
HK$45,399
+HK$2,273/mo
Deposit HK$3.46M · loan HK$8.06M · min. income ≈ HK$86,252/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,286
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,757
−HK$1,495/mo
Today · 4.125%
HK$50,252
baseline
▲ 0.50% · 4.625%
HK$53,309
+HK$3,057/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$100,504/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,606
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,017
−HK$1,431/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,371
+HK$2,923/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,029 · Scale 2, in force from 26 Feb 2026)