LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,275
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,092
−HK$830/mo
Today · 4.125%
HK$27,922
baseline
▲ 0.50% · 4.625%
HK$29,621
+HK$1,699/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,844/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,230
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,014
−HK$796/mo
Today · 4.125%
HK$30,810
baseline
▲ 0.50% · 4.625%
HK$32,434
+HK$1,624/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,620/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,530
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$996/mo
Today · 4.125%
HK$33,507
baseline
▲ 0.50% · 4.625%
HK$35,546
+HK$2,039/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$67,014/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,077
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$955/mo
Today · 4.125%
HK$36,972
baseline
▲ 0.50% · 4.625%
HK$38,920
+HK$1,948/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,944/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,785
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,929
−HK$1,162/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,470
+HK$2,379/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,923
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,020
−HK$1,114/mo
Today · 4.125%
HK$43,134
baseline
▲ 0.50% · 4.625%
HK$45,407
+HK$2,273/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,268/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,295
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,766
−HK$1,494/mo
Today · 4.125%
HK$50,260
baseline
▲ 0.50% · 4.625%
HK$53,319
+HK$3,059/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$100,520/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,431/mo
Today · 4.125%
HK$55,457
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$2,924/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$110,914/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,103 · Scale 2, in force from 26 Feb 2026)