LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,277
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,094
−HK$831/mo
Today · 4.125%
HK$27,925
baseline
▲ 0.50% · 4.625%
HK$29,624
+HK$1,699/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,850/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,233
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,017
−HK$795/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,437
+HK$1,625/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,513
−HK$997/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,549
+HK$2,039/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,080
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$955/mo
Today · 4.125%
HK$36,975
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$1,949/mo
Deposit HK$4.61M · loan HK$6.91M · min. income ≈ HK$73,950/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,788
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,932
−HK$1,163/mo
Today · 4.125%
HK$39,095
baseline
▲ 0.50% · 4.625%
HK$41,474
+HK$2,379/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,190/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,926
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,024
−HK$1,113/mo
Today · 4.125%
HK$43,137
baseline
▲ 0.50% · 4.625%
HK$45,411
+HK$2,274/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,274/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,299
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,770
−HK$1,495/mo
Today · 4.125%
HK$50,265
baseline
▲ 0.50% · 4.625%
HK$53,323
+HK$3,058/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$100,530/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,619
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,031
−HK$1,431/mo
Today · 4.125%
HK$55,462
baseline
▲ 0.50% · 4.625%
HK$58,386
+HK$2,924/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$110,924/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,141 · Scale 2, in force from 26 Feb 2026)