LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,284
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,101
−HK$831/mo
Today · 4.125%
HK$27,932
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,699/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$55,864/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,240
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,024
−HK$796/mo
Today · 4.125%
HK$30,820
baseline
▲ 0.50% · 4.625%
HK$32,444
+HK$1,624/mo
Deposit HK$5.76M · loan HK$5.76M · min. income ≈ HK$61,640/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,540
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,521
−HK$997/mo
Today · 4.125%
HK$33,518
baseline
▲ 0.50% · 4.625%
HK$35,558
+HK$2,040/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,036/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,088
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,029
−HK$955/mo
Today · 4.125%
HK$36,984
baseline
▲ 0.50% · 4.625%
HK$38,933
+HK$1,949/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$73,968/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,942
−HK$1,162/mo
Today · 4.125%
HK$39,104
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,208/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,936
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,034
−HK$1,114/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,274/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,310
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,782
−HK$1,495/mo
Today · 4.125%
HK$50,277
baseline
▲ 0.50% · 4.625%
HK$53,336
+HK$3,059/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$100,554/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,632
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,044
−HK$1,432/mo
Today · 4.125%
HK$55,476
baseline
▲ 0.50% · 4.625%
HK$58,400
+HK$2,924/mo
Deposit HK$1.15M · loan HK$10.37M · min. income ≈ HK$110,952/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$432,246 · Scale 2, in force from 26 Feb 2026)