LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,293
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$831/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$795/mo
Today · 4.125%
HK$30,830
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,660/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,551
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$998/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,570
+HK$2,040/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,100
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$955/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$38,947
+HK$1,950/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,810
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,163/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,498
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,950
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,048
−HK$1,115/mo
Today · 4.125%
HK$43,163
baseline
▲ 0.50% · 4.625%
HK$45,438
+HK$2,275/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,326/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,327
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,495/mo
Today · 4.125%
HK$50,294
baseline
▲ 0.50% · 4.625%
HK$53,355
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,588/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,650
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,062
−HK$1,433/mo
Today · 4.125%
HK$55,495
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$2,925/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$110,990/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,395 · Scale 2, in force from 26 Feb 2026)