LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,293
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,111
−HK$831/mo
Today · 4.125%
HK$27,942
baseline
▲ 0.50% · 4.625%
HK$29,642
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,884/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$796/mo
Today · 4.125%
HK$30,831
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,625/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,662/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,533
−HK$997/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,571
+HK$2,041/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$955/mo
Today · 4.125%
HK$36,997
baseline
▲ 0.50% · 4.625%
HK$38,948
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$73,994/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,810
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,164/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,499
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,951
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,049
−HK$1,115/mo
Today · 4.125%
HK$43,164
baseline
▲ 0.50% · 4.625%
HK$45,439
+HK$2,275/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,328/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,328
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,800
−HK$1,495/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$53,356
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,064
−HK$1,432/mo
Today · 4.125%
HK$55,496
baseline
▲ 0.50% · 4.625%
HK$58,421
+HK$2,925/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$110,992/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,404 · Scale 2, in force from 26 Feb 2026)