LTV · monthly repayment
▼ 0.50% · 3.625%
HK$262,956
−HK$16,490/mo
▼ 0.25% · 3.875%
HK$271,136
−HK$8,310/mo
Today · 4.125%
HK$279,446
baseline
▲ 0.50% · 4.625%
HK$296,449
+HK$17,003/mo
Deposit HK$57.66M · loan HK$57.66M · min. income ≈ HK$558,892/mo (50% DSR)
Upfront cash ≈ HK$65.16M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,536
−HK$15,805/mo
▼ 0.25% · 3.875%
HK$300,382
−HK$7,959/mo
Today · 4.125%
HK$308,341
baseline
▲ 0.50% · 4.625%
HK$324,594
+HK$16,253/mo
Deposit HK$57.66M · loan HK$57.66M · min. income ≈ HK$616,682/mo (50% DSR)
Upfront cash ≈ HK$65.16M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,547
−HK$19,788/mo
▼ 0.25% · 3.875%
HK$325,363
−HK$9,972/mo
Today · 4.125%
HK$335,335
baseline
▲ 0.50% · 4.625%
HK$355,739
+HK$20,404/mo
Deposit HK$46.13M · loan HK$69.19M · min. income ≈ HK$670,670/mo (50% DSR)
Upfront cash ≈ HK$53.62M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,043
−HK$18,966/mo
▼ 0.25% · 3.875%
HK$360,458
−HK$9,551/mo
Today · 4.125%
HK$370,009
baseline
▲ 0.50% · 4.625%
HK$389,513
+HK$19,504/mo
Deposit HK$46.13M · loan HK$69.19M · min. income ≈ HK$740,018/mo (50% DSR)
Upfront cash ≈ HK$53.62M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,139
−HK$23,085/mo
▼ 0.25% · 3.875%
HK$379,590
−HK$11,634/mo
Today · 4.125%
HK$391,224
baseline
▲ 0.50% · 4.625%
HK$415,029
+HK$23,805/mo
Deposit HK$34.60M · loan HK$80.72M · min. income ≈ HK$782,448/mo (50% DSR)
Upfront cash ≈ HK$42.09M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,551
−HK$22,126/mo
▼ 0.25% · 3.875%
HK$420,534
−HK$11,143/mo
Today · 4.125%
HK$431,677
baseline
▲ 0.50% · 4.625%
HK$454,432
+HK$22,755/mo
Deposit HK$34.60M · loan HK$80.72M · min. income ≈ HK$863,354/mo (50% DSR)
Upfront cash ≈ HK$42.09M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,321
−HK$29,681/mo
▼ 0.25% · 3.875%
HK$488,044
−HK$14,958/mo
Today · 4.125%
HK$503,002
baseline
▲ 0.50% · 4.625%
HK$533,609
+HK$30,607/mo
Deposit HK$11.53M · loan HK$103.79M · min. income ≈ HK$1,006,004/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$526,565
−HK$28,449/mo
▼ 0.25% · 3.875%
HK$540,687
−HK$14,327/mo
Today · 4.125%
HK$555,014
baseline
▲ 0.50% · 4.625%
HK$584,269
+HK$29,255/mo
Deposit HK$11.53M · loan HK$103.79M · min. income ≈ HK$1,110,028/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$7,495,715 · Scale 2, in force from 26 Feb 2026)