LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,296
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$831/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,645
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,254
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$796/mo
Today · 4.125%
HK$30,835
baseline
▲ 0.50% · 4.625%
HK$32,460
+HK$1,625/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,670/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,555
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,537
−HK$997/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,574
+HK$2,040/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,105
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,046
−HK$955/mo
Today · 4.125%
HK$37,001
baseline
▲ 0.50% · 4.625%
HK$38,952
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,002/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,164/mo
Today · 4.125%
HK$39,123
baseline
▲ 0.50% · 4.625%
HK$41,503
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,246/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,956
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,054
−HK$1,114/mo
Today · 4.125%
HK$43,168
baseline
▲ 0.50% · 4.625%
HK$45,444
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,336/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,333
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,805
−HK$1,496/mo
Today · 4.125%
HK$50,301
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,602/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,657
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,433/mo
Today · 4.125%
HK$55,502
baseline
▲ 0.50% · 4.625%
HK$58,428
+HK$2,926/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,004/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,451 · Scale 2, in force from 26 Feb 2026)