LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,297
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,115
−HK$831/mo
Today · 4.125%
HK$27,946
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,701/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,892/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,255
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,040
−HK$796/mo
Today · 4.125%
HK$30,836
baseline
▲ 0.50% · 4.625%
HK$32,461
+HK$1,625/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,672/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,557
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,538
−HK$998/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$2,040/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,106
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,048
−HK$955/mo
Today · 4.125%
HK$37,003
baseline
▲ 0.50% · 4.625%
HK$38,954
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,006/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,816
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,164/mo
Today · 4.125%
HK$39,125
baseline
▲ 0.50% · 4.625%
HK$41,505
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,250/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,957
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,056
−HK$1,114/mo
Today · 4.125%
HK$43,170
baseline
▲ 0.50% · 4.625%
HK$45,446
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,340/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,335
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,807
−HK$1,496/mo
Today · 4.125%
HK$50,303
baseline
▲ 0.50% · 4.625%
HK$53,364
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,606/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,660
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,072
−HK$1,433/mo
Today · 4.125%
HK$55,505
baseline
▲ 0.50% · 4.625%
HK$58,430
+HK$2,925/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,010/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,471 · Scale 2, in force from 26 Feb 2026)