LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,298
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$831/mo
Today · 4.125%
HK$27,947
baseline
▲ 0.50% · 4.625%
HK$29,647
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,894/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,256
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$796/mo
Today · 4.125%
HK$30,837
baseline
▲ 0.50% · 4.625%
HK$32,462
+HK$1,625/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,674/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,557
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,539
−HK$997/mo
Today · 4.125%
HK$33,536
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$2,041/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,072/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,107
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,049
−HK$955/mo
Today · 4.125%
HK$37,004
baseline
▲ 0.50% · 4.625%
HK$38,955
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,008/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,817
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,962
−HK$1,164/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,506
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,959
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,057
−HK$1,114/mo
Today · 4.125%
HK$43,171
baseline
▲ 0.50% · 4.625%
HK$45,447
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,342/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,336
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,809
−HK$1,496/mo
Today · 4.125%
HK$50,305
baseline
▲ 0.50% · 4.625%
HK$53,365
+HK$3,060/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,610/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,661
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,073
−HK$1,433/mo
Today · 4.125%
HK$55,506
baseline
▲ 0.50% · 4.625%
HK$58,432
+HK$2,926/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,012/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,482 · Scale 2, in force from 26 Feb 2026)