LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,298
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,117
−HK$831/mo
Today · 4.125%
HK$27,948
baseline
▲ 0.50% · 4.625%
HK$29,648
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,896/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,257
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,041
−HK$796/mo
Today · 4.125%
HK$30,837
baseline
▲ 0.50% · 4.625%
HK$32,463
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,674/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,540
−HK$997/mo
Today · 4.125%
HK$33,537
baseline
▲ 0.50% · 4.625%
HK$35,578
+HK$2,041/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,074/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,108
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,050
−HK$955/mo
Today · 4.125%
HK$37,005
baseline
▲ 0.50% · 4.625%
HK$38,956
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,010/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,818
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,963
−HK$1,164/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,380/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,960
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,058
−HK$1,114/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,337
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,810
−HK$1,496/mo
Today · 4.125%
HK$50,306
baseline
▲ 0.50% · 4.625%
HK$53,367
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,612/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,662
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,075
−HK$1,432/mo
Today · 4.125%
HK$55,507
baseline
▲ 0.50% · 4.625%
HK$58,433
+HK$2,926/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,014/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,493 · Scale 2, in force from 26 Feb 2026)