LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,299
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,117
−HK$831/mo
Today · 4.125%
HK$27,948
baseline
▲ 0.50% · 4.625%
HK$29,649
+HK$1,701/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,896/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,257
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,042
−HK$796/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,540
−HK$998/mo
Today · 4.125%
HK$33,538
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$2,041/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,076/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,050
−HK$956/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$38,956
+HK$1,950/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,819
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,964
−HK$1,163/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,508
+HK$2,381/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,960
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,059
−HK$1,114/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,449
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,338
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,811
−HK$1,496/mo
Today · 4.125%
HK$50,307
baseline
▲ 0.50% · 4.625%
HK$53,368
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,614/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,663
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,076
−HK$1,433/mo
Today · 4.125%
HK$55,509
baseline
▲ 0.50% · 4.625%
HK$58,434
+HK$2,925/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,018/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,502 · Scale 2, in force from 26 Feb 2026)