LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,300
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$831/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,649
+HK$1,700/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$796/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,464
+HK$1,625/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,541
−HK$998/mo
Today · 4.125%
HK$33,539
baseline
▲ 0.50% · 4.625%
HK$35,579
+HK$2,040/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,078/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,110
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,051
−HK$955/mo
Today · 4.125%
HK$37,006
baseline
▲ 0.50% · 4.625%
HK$38,957
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,012/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,819
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,163/mo
Today · 4.125%
HK$39,128
baseline
▲ 0.50% · 4.625%
HK$41,509
+HK$2,381/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,256/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,060
−HK$1,114/mo
Today · 4.125%
HK$43,174
baseline
▲ 0.50% · 4.625%
HK$45,450
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,348/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,339
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,812
−HK$1,496/mo
Today · 4.125%
HK$50,308
baseline
▲ 0.50% · 4.625%
HK$53,369
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,616/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,077
−HK$1,433/mo
Today · 4.125%
HK$55,510
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$2,926/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,020/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,510 · Scale 2, in force from 26 Feb 2026)