LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,302
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,120
−HK$831/mo
Today · 4.125%
HK$27,951
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,701/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,902/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,260
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,045
−HK$796/mo
Today · 4.125%
HK$30,841
baseline
▲ 0.50% · 4.625%
HK$32,467
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,682/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,562
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$997/mo
Today · 4.125%
HK$33,541
baseline
▲ 0.50% · 4.625%
HK$35,582
+HK$2,041/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,082/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,112
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,054
−HK$955/mo
Today · 4.125%
HK$37,009
baseline
▲ 0.50% · 4.625%
HK$38,960
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,018/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,822
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,968
−HK$1,163/mo
Today · 4.125%
HK$39,131
baseline
▲ 0.50% · 4.625%
HK$41,512
+HK$2,381/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$78,262/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,063
−HK$1,115/mo
Today · 4.125%
HK$43,178
baseline
▲ 0.50% · 4.625%
HK$45,454
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.07M · min. income ≈ HK$86,356/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,343
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,816
−HK$1,496/mo
Today · 4.125%
HK$50,312
baseline
▲ 0.50% · 4.625%
HK$53,373
+HK$3,061/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,624/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,669
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,081
−HK$1,433/mo
Today · 4.125%
HK$55,514
baseline
▲ 0.50% · 4.625%
HK$58,440
+HK$2,926/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,028/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,544 · Scale 2, in force from 26 Feb 2026)