LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,307
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,125
−HK$831/mo
Today · 4.125%
HK$27,956
baseline
▲ 0.50% · 4.625%
HK$29,657
+HK$1,701/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,912/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,266
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$796/mo
Today · 4.125%
HK$30,847
baseline
▲ 0.50% · 4.625%
HK$32,473
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,694/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,568
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,550
−HK$997/mo
Today · 4.125%
HK$33,547
baseline
▲ 0.50% · 4.625%
HK$35,589
+HK$2,042/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$67,094/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,119
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,061
−HK$955/mo
Today · 4.125%
HK$37,016
baseline
▲ 0.50% · 4.625%
HK$38,967
+HK$1,951/mo
Deposit HK$4.61M · loan HK$6.92M · min. income ≈ HK$74,032/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,829
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,975
−HK$1,164/mo
Today · 4.125%
HK$39,139
baseline
▲ 0.50% · 4.625%
HK$41,520
+HK$2,381/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,278/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,972
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,071
−HK$1,115/mo
Today · 4.125%
HK$43,186
baseline
▲ 0.50% · 4.625%
HK$45,462
+HK$2,276/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,372/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,352
−HK$2,969/mo
▼ 0.25% · 3.875%
HK$48,825
−HK$1,496/mo
Today · 4.125%
HK$50,321
baseline
▲ 0.50% · 4.625%
HK$53,383
+HK$3,062/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$100,642/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,678
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$54,091
−HK$1,433/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$2,927/mo
Deposit HK$1.15M · loan HK$10.38M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,625 · Scale 2, in force from 26 Feb 2026)