LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,313
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,131
−HK$832/mo
Today · 4.125%
HK$27,963
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,926/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,273
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,058
−HK$796/mo
Today · 4.125%
HK$30,854
baseline
▲ 0.50% · 4.625%
HK$32,481
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,708/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,558
−HK$998/mo
Today · 4.125%
HK$33,556
baseline
▲ 0.50% · 4.625%
HK$35,597
+HK$2,041/mo
Deposit HK$4.62M · loan HK$6.92M · min. income ≈ HK$67,112/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,128
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$955/mo
Today · 4.125%
HK$37,025
baseline
▲ 0.50% · 4.625%
HK$38,977
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.92M · min. income ≈ HK$74,050/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,838
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,984
−HK$1,164/mo
Today · 4.125%
HK$39,148
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,382/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,296/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,081
−HK$1,115/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,473
+HK$2,277/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,363
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,837
−HK$1,496/mo
Today · 4.125%
HK$50,333
baseline
▲ 0.50% · 4.625%
HK$53,396
+HK$3,063/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,666/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,691
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,104
−HK$1,434/mo
Today · 4.125%
HK$55,538
baseline
▲ 0.50% · 4.625%
HK$58,465
+HK$2,927/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,076/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,731 · Scale 2, in force from 26 Feb 2026)