LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,316
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$831/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,668
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,276
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$796/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,579
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,562
−HK$998/mo
Today · 4.125%
HK$33,560
baseline
▲ 0.50% · 4.625%
HK$35,602
+HK$2,042/mo
Deposit HK$4.62M · loan HK$6.92M · min. income ≈ HK$67,120/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,132
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,074
−HK$956/mo
Today · 4.125%
HK$37,030
baseline
▲ 0.50% · 4.625%
HK$38,982
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.92M · min. income ≈ HK$74,060/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,843
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,989
−HK$1,164/mo
Today · 4.125%
HK$39,153
baseline
▲ 0.50% · 4.625%
HK$41,535
+HK$2,382/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,306/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,987
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,115/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$48,842
−HK$1,497/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$53,403
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,698
−HK$2,847/mo
▼ 0.25% · 3.875%
HK$54,111
−HK$1,434/mo
Today · 4.125%
HK$55,545
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$2,927/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,090/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,783 · Scale 2, in force from 26 Feb 2026)