LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,319
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,138
−HK$832/mo
Today · 4.125%
HK$27,970
baseline
▲ 0.50% · 4.625%
HK$29,671
+HK$1,701/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,940/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,280
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$797/mo
Today · 4.125%
HK$30,862
baseline
▲ 0.50% · 4.625%
HK$32,488
+HK$1,626/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,724/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$998/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,606
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,078
−HK$956/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$38,986
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,847
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,993
−HK$1,164/mo
Today · 4.125%
HK$39,157
baseline
▲ 0.50% · 4.625%
HK$41,540
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,314/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,992
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,091
−HK$1,115/mo
Today · 4.125%
HK$43,206
baseline
▲ 0.50% · 4.625%
HK$45,484
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,412/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,374
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,848
−HK$1,497/mo
Today · 4.125%
HK$50,345
baseline
▲ 0.50% · 4.625%
HK$53,408
+HK$3,063/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,690/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,703
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,117
−HK$1,434/mo
Today · 4.125%
HK$55,551
baseline
▲ 0.50% · 4.625%
HK$58,479
+HK$2,928/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,102/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,831 · Scale 2, in force from 26 Feb 2026)