LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,321
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,140
−HK$831/mo
Today · 4.125%
HK$27,971
baseline
▲ 0.50% · 4.625%
HK$29,673
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,942/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,282
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,067
−HK$797/mo
Today · 4.125%
HK$30,864
baseline
▲ 0.50% · 4.625%
HK$32,491
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,728/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,585
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,568
−HK$998/mo
Today · 4.125%
HK$33,566
baseline
▲ 0.50% · 4.625%
HK$35,608
+HK$2,042/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,132/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,138
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,080
−HK$957/mo
Today · 4.125%
HK$37,037
baseline
▲ 0.50% · 4.625%
HK$38,989
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,074/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,995
−HK$1,165/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,543
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,994
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,115/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,487
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,378
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,851
−HK$1,498/mo
Today · 4.125%
HK$50,349
baseline
▲ 0.50% · 4.625%
HK$53,412
+HK$3,063/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,698/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,707
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,121
−HK$1,434/mo
Today · 4.125%
HK$55,555
baseline
▲ 0.50% · 4.625%
HK$58,483
+HK$2,928/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,110/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,862 · Scale 2, in force from 26 Feb 2026)