LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,323
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,142
−HK$832/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,676
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$797/mo
Today · 4.125%
HK$30,867
baseline
▲ 0.50% · 4.625%
HK$32,494
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,734/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,588
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,570
−HK$999/mo
Today · 4.125%
HK$33,569
baseline
▲ 0.50% · 4.625%
HK$35,611
+HK$2,042/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,138/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,141
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,084
−HK$956/mo
Today · 4.125%
HK$37,040
baseline
▲ 0.50% · 4.625%
HK$38,992
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,080/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,999
−HK$1,165/mo
Today · 4.125%
HK$39,164
baseline
▲ 0.50% · 4.625%
HK$41,547
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,328/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,998
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,098
−HK$1,115/mo
Today · 4.125%
HK$43,213
baseline
▲ 0.50% · 4.625%
HK$45,491
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,426/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,382
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,856
−HK$1,497/mo
Today · 4.125%
HK$50,353
baseline
▲ 0.50% · 4.625%
HK$53,417
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,706/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,712
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,126
−HK$1,434/mo
Today · 4.125%
HK$55,560
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$2,928/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,120/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,900 · Scale 2, in force from 26 Feb 2026)