LTV · monthly repayment
▼ 0.50% · 3.625%
HK$263,246
−HK$16,508/mo
▼ 0.25% · 3.875%
HK$271,435
−HK$8,319/mo
Today · 4.125%
HK$279,754
baseline
▲ 0.50% · 4.625%
HK$296,776
+HK$17,022/mo
Deposit HK$57.72M · loan HK$57.72M · min. income ≈ HK$559,508/mo (50% DSR)
Upfront cash ≈ HK$65.23M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,859
−HK$15,822/mo
▼ 0.25% · 3.875%
HK$300,713
−HK$7,968/mo
Today · 4.125%
HK$308,681
baseline
▲ 0.50% · 4.625%
HK$324,952
+HK$16,271/mo
Deposit HK$57.72M · loan HK$57.72M · min. income ≈ HK$617,362/mo (50% DSR)
Upfront cash ≈ HK$65.23M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,895
−HK$19,810/mo
▼ 0.25% · 3.875%
HK$325,721
−HK$9,984/mo
Today · 4.125%
HK$335,705
baseline
▲ 0.50% · 4.625%
HK$356,132
+HK$20,427/mo
Deposit HK$46.18M · loan HK$69.27M · min. income ≈ HK$671,410/mo (50% DSR)
Upfront cash ≈ HK$53.68M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,430
−HK$18,987/mo
▼ 0.25% · 3.875%
HK$360,856
−HK$9,561/mo
Today · 4.125%
HK$370,417
baseline
▲ 0.50% · 4.625%
HK$389,942
+HK$19,525/mo
Deposit HK$46.18M · loan HK$69.27M · min. income ≈ HK$740,834/mo (50% DSR)
Upfront cash ≈ HK$53.68M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,545
−HK$23,111/mo
▼ 0.25% · 3.875%
HK$380,008
−HK$11,648/mo
Today · 4.125%
HK$391,656
baseline
▲ 0.50% · 4.625%
HK$415,487
+HK$23,831/mo
Deposit HK$34.63M · loan HK$80.81M · min. income ≈ HK$783,312/mo (50% DSR)
Upfront cash ≈ HK$42.14M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,002
−HK$22,151/mo
▼ 0.25% · 3.875%
HK$420,998
−HK$11,155/mo
Today · 4.125%
HK$432,153
baseline
▲ 0.50% · 4.625%
HK$454,933
+HK$22,780/mo
Deposit HK$34.63M · loan HK$80.81M · min. income ≈ HK$864,306/mo (50% DSR)
Upfront cash ≈ HK$42.14M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$473,843
−HK$29,714/mo
▼ 0.25% · 3.875%
HK$488,582
−HK$14,975/mo
Today · 4.125%
HK$503,557
baseline
▲ 0.50% · 4.625%
HK$534,197
+HK$30,640/mo
Deposit HK$11.54M · loan HK$103.90M · min. income ≈ HK$1,007,114/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$527,146
−HK$28,480/mo
▼ 0.25% · 3.875%
HK$541,283
−HK$14,343/mo
Today · 4.125%
HK$555,626
baseline
▲ 0.50% · 4.625%
HK$584,913
+HK$29,287/mo
Deposit HK$11.54M · loan HK$103.90M · min. income ≈ HK$1,111,252/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$7,503,979 · Scale 2, in force from 26 Feb 2026)