LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,325
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,144
−HK$832/mo
Today · 4.125%
HK$27,976
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,952/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,286
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,072
−HK$796/mo
Today · 4.125%
HK$30,868
baseline
▲ 0.50% · 4.625%
HK$32,496
+HK$1,628/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,736/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,590
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,573
−HK$998/mo
Today · 4.125%
HK$33,571
baseline
▲ 0.50% · 4.625%
HK$35,614
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,142/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,086
−HK$956/mo
Today · 4.125%
HK$37,042
baseline
▲ 0.50% · 4.625%
HK$38,995
+HK$1,953/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,084/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,855
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,001
−HK$1,165/mo
Today · 4.125%
HK$39,166
baseline
▲ 0.50% · 4.625%
HK$41,549
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,332/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,001
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,100
−HK$1,116/mo
Today · 4.125%
HK$43,216
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,432/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,385
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,859
−HK$1,497/mo
Today · 4.125%
HK$50,356
baseline
▲ 0.50% · 4.625%
HK$53,420
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,712/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,715
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,129
−HK$1,434/mo
Today · 4.125%
HK$55,563
baseline
▲ 0.50% · 4.625%
HK$58,492
+HK$2,929/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,126/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,928 · Scale 2, in force from 26 Feb 2026)