LTV · monthly repayment
▼ 0.50% · 3.625%
HK$26,326
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,145
−HK$832/mo
Today · 4.125%
HK$27,977
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,702/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$55,954/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,287
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,073
−HK$797/mo
Today · 4.125%
HK$30,870
baseline
▲ 0.50% · 4.625%
HK$32,497
+HK$1,627/mo
Deposit HK$5.77M · loan HK$5.77M · min. income ≈ HK$61,740/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,574
−HK$998/mo
Today · 4.125%
HK$33,572
baseline
▲ 0.50% · 4.625%
HK$35,615
+HK$2,043/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$67,144/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,145
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,087
−HK$957/mo
Today · 4.125%
HK$37,044
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$1,952/mo
Deposit HK$4.62M · loan HK$6.93M · min. income ≈ HK$74,088/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,003
−HK$1,165/mo
Today · 4.125%
HK$39,168
baseline
▲ 0.50% · 4.625%
HK$41,551
+HK$2,383/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$78,336/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,002
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,102
−HK$1,116/mo
Today · 4.125%
HK$43,218
baseline
▲ 0.50% · 4.625%
HK$45,496
+HK$2,278/mo
Deposit HK$3.46M · loan HK$8.08M · min. income ≈ HK$86,436/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$48,861
−HK$1,497/mo
Today · 4.125%
HK$50,358
baseline
▲ 0.50% · 4.625%
HK$53,422
+HK$3,064/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$100,716/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,717
−HK$2,848/mo
▼ 0.25% · 3.875%
HK$54,131
−HK$1,434/mo
Today · 4.125%
HK$55,565
baseline
▲ 0.50% · 4.625%
HK$58,494
+HK$2,929/mo
Deposit HK$1.15M · loan HK$10.39M · min. income ≈ HK$111,130/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$432,944 · Scale 2, in force from 26 Feb 2026)